The product is a non-participating, non-unit linked policy. Meaning, the policyholder does know participate in the bonus, add-ons or any dividend declared by the company depending on the profit. Also, non-unit linked means that the product is not exposed to the equity...
I see advertisements on YouTube where it claims that a successful (and Rich) person or a CEO of the successful company reads an average of 52 books/year. That is almost a book a week. I sometimes wonder if they are running a business or participating in a book reading...