money matters

Sorry, I don’t know – is the answer I give. Quite disappointing, innit ? People ask me this question more often than you think. Every second person...

1. Not having a goal or a plan How can one be lost without a destination? How can one judge the sanity of a financial decision when he does not know...

For financial planners, it is important that we keep learning new things. But it is also important that, we validate what we have learned in the...

In India, buying home is an emotional decision rather than logical. Emotions are priceless, so I can only explain things logically. I personally...

We hear about banks and banking in our daily life. Banking is an interesting business. But how many of us really understand what bank does OR how it...

Ownership or in other words, possession of worldly goods has been for quite some time, a symbol of showing that a person has "arrived". Often, a...

The problem with mixing Investments and Insurance Me and my friend Vikram help educate friends, family and colleagues on financial literacy through...

As we watch another year of our life passing by, most people in their late 30s and early 40s might be thinking of retiring early. All of us fancy getting out of the rat race sooner than later but just can’t decide, if we should take that next step. We get into decision paralysis because we are not sure that what we have saved is enough to sustain our lives through the years. I thought of addressing that question in today’s topic “How much money is really enough?”.

Somewhere I read, unlearning is as important as learning. Our brains are hardwired to conclude quickly to reduce stress. If it ends up concluding...